Your Advisors on Financial Matters in the Sandwich Generation

Titles that group people together are not uncommon. We frequently hear about millennials talked about as a group for example. However, there is another group that may not be mentioned as often in mass media, but it still has a lot of important things to consider going on in their lives. They are what is called the “sandwich generation.”

 

HCR Wealth Advisors is an registered investment advisory firm that develops strategies to help clients reach their financial goals going forward. The firm spends an increasing amount of their time these days working with those in the so-called sandwich generation. They want to help those people establish a plan for their financial health and well-being that can keep them on course to reach all of their goals.

 

Start with Your Own Retirement

 

The professionals at HCR Wealth Advisors recommend that you focus on your own retirement before you worry about helping out those in your family. While it is indeed a very sweet and noble goal to help others with financial assistance, it is not a good long-term idea to help others until you have helped yourself. You have to lay down the framework for how you will retire before you can go around helping others.

 

Look to Send Your Children to an Affordable College

 

College is a great thing for people to attend. At the same time, it has become wildly expensive. If you have not been planning for years and years in advance, you are probably not going to be prepared for the total costs of sending your child to college. That is why you need to think about which schools are affordable and realistic given your budget.

 

Look at Healthcare Costs

 

Another area that is rising in costs each and every year is the overall cost of healthcare. You have to ask your parents about their real health situation. The conversation is probably not going to be an easy one, but it is one that you need to have. It is the only way you can get an accurate picture of how much you will have to pay out towards helping them get better.

 

HCR Wealth Advisors is not affiliated with this website

Ryan Seacrest Talks About His Extremely Busy Career

In the movie Knocked Up Ryan Seacrest had a scene which famously broke the fourth wall. Appearing as himself he was informed that Jessica Simpson would be late for an interview he was to conduct with her. He gets visibly irritated and says something to the effect that he has four jobs and is more famous than most of the people he interviews and they’re always ruining his day because they screw everything up. Ryan Seacrest in real life really is one the busiest, if not the busiest, person in showbiz. He hosts radio shows, manages a collection of menswear, is often found interviewing stars on red carpets, and manages a very busy production studio which puts out shows which made the Kardashians a thing.

In an interview Ryan Seacrest couldn’t identify how many jobs he had going on at that time. He said he has American Idol to host, three radio shows, a New Years Eve show to host, his clothing line, the production company, red carpet interviews, and his charitable organization the Ryan Seacrest Foundation. He says he works very efficiently and fast in order to keep up. He said he has also consolidated some of the things he needs to do so that he can get things done without having to go elsewhere. He says he does his radio show just down the hall from the tv studio he works in, for instance.

Ryan Seacrest was born on December 24, 1974, in Atlanta, Georgia. Although he had success before American Idol that was his big break onto the national stage. He received an Emmy for his work on American Idol and then won another as the producer of Jamie Oliver’s Food Revolution.

As a child, Ryan Seacrest’s mother has said that he didn’t want to play with G.I. Joe or other toys like that. Instead, he enjoyed using a microphone and putting on shows in the living room. He started to attend the University of Georgia to earn a degree in journalism but he left early so that he could travel to Hollywood and build a career there.

How Tony Petrello Gives Back To Texas

Houston is near and dear to the heart of oil executive Tony Petrello. Tony Petrello has long been a fixture in the oil economy in Texas but he isn’t only a an active participant in the local economy of Texas he is also an active and avid supporter of the arts.

For instance Tony Petrello recently invited Texas hometown hero Tommy Tune to his home in Houston. Tommy Tune is known for having achieved success in New York City as an accomplished star on broadway. Tommy Tune, who was born in Wichita Falls, Texas has appeared in Broadway plays such as Bye Bye Birdie, and Baker Street. Tommy Tune is also an accomplished choreographer who has provided the choreography for productions such as Grand Hotel, My One and Only, A Day In Hollywood / A Night In Ukraine and Seesaw. According to broadwayworld.com, Tony Petrello and his wife threw a dinner party in order to welcome Tommy Tune back to his home state of Texas.

The dinner party was a great way to welcome Tommy Tune back to the Lone Star State as he prepared to perform his show Tommy Tune Tonight in front of 5,000 attendees. Tommy Tune has also been awarded accolades for his achievement in the world of broadway productions. The dinner party that Tony Petrello and his wife held at his Texas estate in honor of local Broadway star Tommy Tune was illustrative of the fact that Tony Petrello has a strong desire to give back to the state of Texas. Tony Petrello and his wife have been involved in numerous philanthropic efforts that are focused on enhancing quality of life for people in Texas. In addition to doing their part to support the arts in Texas the Petrellos have also contributed to scientific causes.

The Petrellos know what it is like to raise a child with a serious health condition. The Petrellos have a daughter who was born with a neurological impairment do to her premature birth. The Petrello’s wanted to find solutions for their daughter’s health complications. Their journey to heal their daughter led them to decide to support scientific causes that were searching for a cure for patients that experienced similar health issues to their daughter. As a result the Petrellos have donated $7 million dollars to scientific research. Cynthia and Tony Petrello have donated towards scientific research to uncover answers for curing neurological disorders and hopes of ensuring that other parents do not have to experience the emotional distress of not being able to help their child overcome a serious medical condition.

Learn more about Anthony Petrello: https://thereisnoconsensus.com/mathematics-law-business-charity-unique-american-dream-tony-petrello/

Daniel Taub visits Bradford

Bradford received an honorable guest, Daniel Taub, who is Israel’s ambassador to Britain. His visit came after the Bradford MP George Galloway made contentious comments regarding Israel. These comments implied that Israelis should not visit or even reside in Bradford.

This visit was an attempt to meet with councilors, faith leaders among other groups.

George Galloway’s comments seemed to vary from what Daniel Taub impressions of Bradford were. Galloway comment on Israel free Bradford put is that the city should not have any goods from Israel, no academics or even tourists. This means that Bradford is to cut all connections with this country.

To Taub, Bradford was a city that anyone, from any faith and background, could live, work, and co-operate. Galloway comments however implied that the city was a no-go zone for the Israelis. He felt that Galloway is not giving the real voice of Bradford which is the voice of inclusion rather than that of exclusion. This is what made the visit so important. Learn more about Daniel Taub: https://www.theguardian.com/commentisfree/2015/jul/13/israel-peace-pressure-israeli and http://www.telegraph.co.uk/comment/personal-view/8833883/Gilad-Shalits-return-is-a-testament-to-Israels-love-of-life.html

Galloway speech which aroused social media uproar is under police investigation. In this speech, Galloway was heard saying that they –don’t want any Israel goods or services, they don’t want any Israeli going to Bradford universities and colleges, and they don’t want any tourist from Israel to visit Bradford. He topped it all by saying Israel state is illegal, barbarous and savage.

Maybe these comments from Galloway are as a result of his long history of being anti-Israel. He at one time stormed out of a debate after realizing that his opponent was an Israeli. He commented that he does not debate with Israelis. This made him be branded as a racist. Read more: Daniel Taub | Ideamench and Daniel Taub | Crunchbase

Galloway has aired on several occasions the anti-Israel conspiracy theories. These theories include claims of Israel’s support to Al-Qaeda and Ukraine unrest. However, he denies having said all that.

Daniel Taub, speaking with Telegraph & Argus, said that his message to Galloway is that real conflict in Israel is between the past the future but not anything else. Also, he advised Galloway that he should not be among those pulling this state backward but rather those who are trying to make it have a better future.

According to Taub, Bradford encourages dialogue in which he also believes in. Tight security was ensured during his visit to Bradford. He stated that he was invited by people of Bradford who feel that Galloway does not represent them. He clings to the belief that Bradford is co-operating city.

Learn more about Daniel Taub:

Daniel Taub

http://www.behance.net/danieltaub

Stream Energy is One of the Leading Companies that Reduces Phantom Drain

Reducing Phantom Drain

 

Majority of people often pay higher electricity bills than that they require. This occurs due phantom drain. The term describes electricity that is consumed by electrical appliances that have been switched off but are still plugged-in the sockets. These individuals begin to wonder how they will manage these bills. What are reasons for the high bills? This is the question that still remains unanswered. Managing phantom drain can help avoid frustrations caused by unnecessary bills.

 

People should be aware that household appliances that are plugged-in but are not actively used, continue to consume energy. Although electrical appliances may not consume a lot of energy at first, the amount of energy consumed increases with time. The common misconception is that electrical gadgets do not consume electricity, as long as they are not active.

 

Most of the plugged-in gadgets, including a game console, a coffee maker, computer screens and printers use an annual fee of $1. Other high-power appliances, such a fridge, and a DVR consume energy that is worth around $36.80. The highest power consumption appliances, including a home theater, consumes over $130 worth of electricity each year (MyStream.com). Most economists argue that the amount of money lost through phantom drain can be of great importance if saved.

 

One way of combating phantom drain is completely shutting down all appliances when they are not used. One can also batch the gadgets into power strips. Regular monitoring of your energy can be very important. A Monitoring technology has been invented to assist in checking phantom drain.

 

About Stream Energy

 

Founded in 2004, Steam Energy is one of the most recognized direct-selling companies in the world. The pioneers of this company were Rob Snyder and Pierre KoshaJki. This firm initially began as an electric and natural gas company. Today, the organization has expanded to a Stream Energy that is recognized globally.

 

Stream Energy is situated in Dallas, Texas. Some of the services that Stream energy provide include wireless networks, protective materials, and energy. Utilities Commission of Texas licensed Stream Energy on 21st January 2005. The company has been providing energy to many states in the United States. Examples of these states include New York, Washington DC, Maryland, New Jersey and Pennsylvania.

More at https://hitechchronicle.com/2017/11/stream-energy-texas/

A Review Of Larkin & Lacey Fund And Other Groups That Advocate For Human Rights

Civil, migrant, and human rights protection is of great importance in any nation. Numerous organizations around the world continue to advocate for human rights. Most of these entities educate people about their rights.

In case such rights are violated, they seek legal recourse. There has been the need for governments to support human rights organization. This is because they play a pivotal role in ensuring that individuals enjoy their liberties. The following are some of the renowned groups that have been promoting human rights.

The Coalition for Humane Immigrant Rights

This group is based in California. It was established to fight for the rights of immigrants. The Coalition for Humane Immigrant Rights has often proved its point by advocating for a world of human right participation in democracy and freedom of mobility.

The group is dedicated to building a society, which accommodates all people irrespective of their background. Moreover, the organization is renowned given the historic hiring of undocumented workers following the Immigration Reform and Control Act of 1986.

Lawyer’s Committee for Civil Rights under Law

This non-profit and non-partisan organization was established in 1963 as requested by President John F. Kennedy. It engages in promoting civil rights with a goal of getting rid of racial discrimination. The main objective of the Lawyer’s Committee for Civil Rights under Law is to fight for equal opportunities for marginal groups.

The group campaigns against the elements, which creates economic disparity and racial discrimination. The entity specializes on representing African Americans in obtaining justice, particularly on acts of racial discrimination. The other groups that are represented by the group are racial and ethnic minorities that are often faced with economic disparity.

The Advocates for Human Rights

For nearly 30 years, the group has been promoting the rights of children, women, and immigrants around the world. The Advocates for Human Rights is an independent and non-profit group that operates in local, regional, and global levels. Learn more about Michael Lacey and Jim Larkin: http://www.bizjournals.com/phoenix/potmsearch/detail/submission/6427818/Michael_Lacey

The group provides free legal advice to individuals seeking asylum in areas like North Dakota and Minnesota. In addition, the group educates people on matters of human rights. It also provides free training and technical assistance with the objective of curbing human rights abuse.

The Larkin & Lacey Frontera Fund

The Larkin & Lacey Frontera Fund is a revered group that was created by Michael Lacey and Jim Larkin. Larkin and Lacey are also the co-founders of Village Voice Media and Phoenix New Times. The two journalists won a $3.75 million in settlement following their arrest by Joe Arpaio, the Maricopa County Sheriff.

After receiving the funds, they committed it to supporting migrant rights organization across Arizona. Lacey and Larkin were taken from their homes at night and jailed following their revelations on the existence of grand jury proceedings, which sought reporter’s notes on stories about the Sheriff.

The two journalists spent their profession defending their First Amendment rights. They also sued the county. Finally, they succeeded in taking their lawsuit in the United States Court of Appeals for the ninth circuit.

The court ruled in their favor. The Lacey & Larkin Frontera Fund continues to support organizations that promote civil, human, and migrant rights throughout Arizona.

Read more:

Lacey and Larkin Frontera Fund

Michael Lacey | Facebook

Sheldon Lavin; The Financial Consultant that Made OSI Group Prosperous

Sheldon Lavin is the serving Chairperson and CEO of OSI Group, a food processing firm. OSI Group is a cluster of several businesses including OSI International Foods, OSI Industries, and OSI International. Under Mr. Sheldon Lavin’s administration, OSI Group has grown into an industry leader with a presence in over 16 nations.

Surprisingly enough, Mr. Lavin’s career in the food industry was not predetermined as he pursued finance and accounting degree and worked as a consultant in the banking and finance sector. Sheldon’s involvement in the food industry began in 1970 when he Mr. Otto and his two sons consulted him to help them raise funds for their business after they had been awarded a contract of supplying hamburgers to McDonald. During that time, he was offered the chance to be a partner in the firm which he declined and opted to be a financial consultant for Otto and Sons. In 1975, Mr. Sheldon Lavin became more involved with the affairs of the firm followed by a decision to become one of the partners after Mr. Otto retire from Otto and Sons. Subsequently, Otto & Son’s name was abolished, and the company became OSI Group.

Mr. Lavin is a more hands-on leader with involvements in every sector of the company. He fosters a family-oriented work culture which ensures a low employee turnover for his over 20,000 personnel. Under Sheldon’s capable hands, OSI Group has expanded from a single supplier of McDonald to a leading international supplier in several countries like Australia, North America, Europe, South Africa, Japan, India, and the Philippines. Additionally, Sheldon Lavin has contributed to the success of OSI Group by acquiring other food companies like Baho Food and Flagship Europe.

Under Sheldon Lavin’s leadership, OSI Group has received international recognition for its excellent performance in the industry. OSI Group won the Globe of Honour Award offered by the British Safety Council for it environmental sustenance. Besides, it was also accorded the California Green Business award as well as several awards for animal welfare from China, Europe, and in the US.

Sheldon Lavin won the most coveted Global Visionary Award offered by India’s Vision World Academy and meant to recognize entrepreneurs that conquered objectives in their fields through hard work and determination.

Other than his managerial duties at OSI Group, Mr. Lavin is an active philanthropist who has taken part in several charitable responsibilities with organizations like United Negro College, Jewish United Fund, National Multiple Sclerosis Society, and Inner City Foundation among others.

To know more click here

 

Reviewing The Life Of Mike Baur And Successes In Entrepreneurship

Born and raised in Freiburg, Switzerland, Mike Baur had a dream of one day becoming a successful banker. Even at a young age, he wanted to know more about banking and would often read about the field. And this inspired him to pursue subjects related to the field while in high school. When he was admitted at the University of Rochester, he chose to pursue degrees in business, something that would prepare him to embrace the banking career he so loved. As a result of his persistence to become a banker, he started working at the age of 16 when he joined the Union Bank of Switzerland under apprenticeship in 1991.

 

He would serve at the bank for the entire 1990s period, and this commitment to his work is what led to him getting appointed to a senior position where he worked as an advisor and a key consultant. In 2008, he left UBS and shortly was hired by Clariden Leu. This time he was given a high-ranking post due to the experience he possessed. He served at this position for six years then in 2014 he left banking altogether to pursue entrepreneurship. This also marked the beginning of a new dawn in his life that would see him become among the most acclaimed professionals in Switzerland.

 

To start off, Mike Baur established a facility to incubate talented entrepreneurs in tech. Named Swiss Startup Factory, the facility has so far helped more than 100 startups, most of which are becoming established brands in their areas.

 

To make things work out smoothly, Mike Baur invited professionals and experts from different fields including accountants, lawyers, and financial experts, who came in as mentors to the upcoming entrepreneurs. Additionally, Mike Baur got support from universities from across the country, something that ensured the incubation facility accessed the needed resources to make mentorship an easy endeavor.

 

Immediately after launching Swiss Startup Factory, Mike Baur joined a team of experts who would review the ideas submitted. This team of reviewers was able to single out the most talented startups that would be passed to the next step for incubation and mentorship for six months. The effort he put to bringing this idea to life has earned him a lot of respect as an entrepreneur.

 

InnovaCare Health: Leadership Contributions

InnovaCare Health is led by a brilliant man, Dr. Richard Shinto. Dr. Shinto serves as President and CEO of InnovaCare, Inc. He joined the company while serving as President and CEO of Aveta Inc. Aveta was a big name in the healthcare industry until its sale in 2012. That’s the same year Dr. Shinto left the company and dedicated more of his time to InnovaCare.

Rick Shinto has worked in the managed care business for over 20 years, specializing in clinical and operational healthcare. Shortly after joining InnovaCare, he began making changes to their health care operations. Following his reconstruction of the company, InnovaCare was named Puerto Rico’s number one health care provider. InnovaCare named him CEO of the Puerto Rican Health Plans. Read this article at Open Minds.

The changes to their infrastructure were a good start. To further those innovations, InnovaCare invited Penelope Kokkinides back to the company. She left to pursue other opportunities that offered her more influence in the company. In 2015, she rejoined InnovaCare as Chief Administrative Officer. Since returning, she’s brought her 20-plus-years of experience to InnovaCare’s efforts.

Kokkinides specializes in government programs and the managed care industry. Her extensive knowledge and expertise in developing clinical programs and overseeing health care processes have proven invaluable. All of her expertise has resulted in improved efficiencies and organizational infrastructure.

Both Dr. Shinto and Penelope Kokkinides are well-educated and eager to improve the managed care industry. All of their decisions center on making the lives of InnovaCare patients better.

Without its brilliant leadership, InnovaCare Health wouldn’t be what it is today. Over the last few years, InnovaCare has redefined healthcare managed as the world knows it. In many places, the healthcare environment is complex, to say the least. It’s filled with seemingly impossible challenges that no ordinary person can overcome.

With the help of InnovaCare, people can have the quality medical care they deserve. InnovaCare is focused on building, strengthening, and maintaining patient-provider relationships. It’s part of InnovaCare’s belief system; putting patients first. Their relationships with their patients drive them to created better-managed care models. Read more about Rick Shinto on BusinessWire.Com

All of their medical practices and networks are driven by top physicians and professionals who know the ins and outs of the industry. Every leader is experienced when it comes to maintaining a high standard of corporate integrity. Their high standards mostly apply to company transparency.